The report urges businesses to enhance security measures to mitigate financial and operational risks associated with cargo theft.

This document discusses how certain state insurance laws may conflict with federal Health Savings Account (HSA) eligibility requirements. Some states mandate that health insurers count third-party payments (e.g., drug manufacturer discounts, coupons, or vouchers) toward an enrollee’s out-of-pocket expenses. However, to maintain HSA eligibility, federal rules require that only actual expenses paid by the insured individual count toward the deductible.

Navigating health plan compliance is critical for employers in 2025. Key updates include simplified ACA reporting, new mental health parity requirements, stricter HIPAA standards, and changes to telemedicine exceptions for HSA plans. Employers must also adapt to evolving state pharmacy benefit manager regulations. Staying informed and proactive is essential to maintaining compliance and supporting employee benefits.

Snow and ice can create significant risks for property owners, potentially leading to liability claims and worker injuries. To help our valued clients navigate these hazards, we've compiled essential risk management strategies for effective snow and ice removal.