Learn the key benefits of workers’ compensation insurance, including medical coverage, disability support, vocational rehab, and death benefits for employees.

The article attached explains how personal risk perception—how insurance carriers view your risk level—affects the premiums you pay for different types of insurance (home, auto, and life). It outlines practical strategies to help reduce your perceived risk and secure better insurance rates.

These changes reflect the IRS’s annual inflation adjustments for health savings accounts and high-deductible health plans.

The report urges businesses to enhance security measures to mitigate financial and operational risks associated with cargo theft.

Employers offering group health plans have flexibility in defining eligibility but must comply with several legal requirements to avoid penalties. The document outlines key “Do’s” and “Don’ts” to help employers properly manage health plan eligibility.