﻿<?xml version="1.0" encoding="utf-8"?><!--RSS Genrated: Sat, 04 Apr 2026 22:10:15 GMT--><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:ev="http://purl.org/rss/1.0/modules/event/"><channel><title>Aebly And Associates Insurance Services, Inc. | Personal Insurance | Business Insurance | Buffalo NY - Financial Planning</title><link>https://www.aeblyandassociates.com:443/Blog/rss/category/523/financial-planning</link><atom:link href="https://www.aeblyandassociates.com:443/Blog/rss/category/523/financial-planning" rel="self" type="application/rss+xml" /><description>RSS document</description><item><dc:creator><![CDATA[Aebly Admin]]></dc:creator><title><![CDATA[Home Replacement Cost vs. Market Value]]></title><link>https://www.aeblyandassociates.com/Blog/home-replacement-cost-vs-market-value</link><description><![CDATA[]]></description><pubDate>Thu, 22 Dec 2022 17:39:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/home-replacement-cost-vs-market-value</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-241]]></dc:identifier></item><item><dc:creator><![CDATA[Aebly Admin]]></dc:creator><title><![CDATA[HRA / HSA / FSA Compliance]]></title><link>https://www.aeblyandassociates.com/Blog/hra-hsa-fsa-compliance</link><description><![CDATA[ Whether you are an employer looking to provide valuable health related savings/reimbursement accounts for your employees, or an individual looking for a worthy arrangement or plan, we have all the ...]]></description><pubDate>Fri, 14 Oct 2022 19:44:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/hra-hsa-fsa-compliance</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-239]]></dc:identifier></item><item><dc:creator><![CDATA[Aebly Admin]]></dc:creator><title><![CDATA[Cyber Liability - Ransomware]]></title><link>https://www.aeblyandassociates.com/Blog/cyber-liability-ransomware</link><description><![CDATA[   ]]></description><pubDate>Mon, 15 Aug 2022 12:41:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/cyber-liability-ransomware</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-229]]></dc:identifier></item><item><dc:creator><![CDATA[Sarah  Whipple]]></dc:creator><title><![CDATA[Combating Rising Benefits Costs During Periods of High Inflation]]></title><link>https://www.aeblyandassociates.com/Blog/combating-rising-benefits-costs-during-periods-of-high-inflation</link><description><![CDATA[ The U.S. inflation rate has increased by 8.3% over the last year, according to the Bureau of Labor Statistics (BLS). This has led to significant price increases across various consumer goods as well ...]]></description><pubDate>Mon, 20 Jun 2022 16:57:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/combating-rising-benefits-costs-during-periods-of-high-inflation</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-224]]></dc:identifier></item><item><dc:creator><![CDATA[Sarah  Whipple]]></dc:creator><title><![CDATA[What Employers Should Know About On-demand Pay]]></title><link>https://www.aeblyandassociates.com/Blog/what-employers-should-know-about-on-demand-pay</link><description><![CDATA[ 
  
   
    
     What Is On-demand Pay?  

    On-demand pay is a method of paying employees’ wages as they earn them instead of using traditional weekly, biweekly or monthly pay cycles. Some ...]]></description><pubDate>Mon, 02 May 2022 14:22:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/what-employers-should-know-about-on-demand-pay</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-217]]></dc:identifier></item><item><dc:creator><![CDATA[Sarah  Whipple]]></dc:creator><title><![CDATA[Live Well, Work Well]]></title><link>https://www.aeblyandassociates.com/Blog/live-well-work-well</link><description><![CDATA[ 
  
   
    
     Supply Chains, Inflation and What This Means for You  

    The pandemic continues to disrupt supply chains. Amid rising inflation, you may be noticing higher prices when it ...]]></description><pubDate>Tue, 15 Mar 2022 18:14:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/live-well-work-well</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-210]]></dc:identifier></item><item><dc:creator><![CDATA[Kimberley Mellett]]></dc:creator><title><![CDATA[Saving for Retirement]]></title><link>https://www.aeblyandassociates.com/Blog/saving-for-retirement</link><description><![CDATA[ Regardless of your age, it’s never too early to start saving for retirement. By saving at a young age, you not only ensure your own financial stability, but you may also enjoy peace of mind knowing ...]]></description><pubDate>Mon, 01 Feb 2021 14:57:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/saving-for-retirement</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-149]]></dc:identifier></item><item><dc:creator><![CDATA[SuperUser Account]]></dc:creator><title><![CDATA[6 out of 10 adults don’t have a will. Do you?]]></title><link>https://www.aeblyandassociates.com/Blog/6-out-of-10-adults-dont-have-a-will-do-you-1</link><description><![CDATA[ We’re all mortal. We know that we’ll have to face that fact… someday… 
 
But planning for our life’s end is difficult to grapple with. It’s why so many of us haven’t taken the time to craft a will ...]]></description><pubDate>Thu, 23 Mar 2017 23:10:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/6-out-of-10-adults-dont-have-a-will-do-you-1</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-128]]></dc:identifier></item><item><dc:creator><![CDATA[SuperUser Account]]></dc:creator><title><![CDATA[What’s a Safe Investment That Protects Against Inflation?]]></title><link>https://www.aeblyandassociates.com/Blog/whats-a-safe-investment-that-protects-against-inflation-1</link><description><![CDATA[ It appears inflation may be on the rise. Certainly the Federal Open Market Committee seems to think so. This is why it continues to incrementally increase interest rates. Further evidence includes ...]]></description><pubDate>Tue, 14 Mar 2017 23:11:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/whats-a-safe-investment-that-protects-against-inflation-1</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-129]]></dc:identifier></item><item><dc:creator><![CDATA[SuperUser Account]]></dc:creator><title><![CDATA[Watch Out For These 5 Tax Traps]]></title><link>https://www.aeblyandassociates.com/Blog/watch-out-for-these-5-tax-traps</link><description><![CDATA[ Many folks are already working to file their taxes… especially if they have refunds due. But nearly 60% of taxpayers worry quite a bit about their taxes. 

 
  Worry about what they might owe the ...]]></description><pubDate>Fri, 03 Feb 2017 00:18:00 GMT</pubDate><guid>https://www.aeblyandassociates.com/Blog/watch-out-for-these-5-tax-traps</guid><dc:identifier><![CDATA[e689c320-ccbf-4385-8409-63f8bc1d8a71-133]]></dc:identifier></item></channel></rss>