This document discusses and illustrates the impact that replacement and rebuilding costs can have on home insurance coverage and the market value of homes.

The holidays can be a stressful time for everyone. With all the flashy, showy and fun things going on, we want to make sure you and your family make the most of it! Read these tips for ways to prevent burnout during the holiday season.

Whether you are an employer looking to provide valuable health related savings/reimbursement accounts for your employees, or an individual looking for a worthy arrangement or plan, we have all the information for you! Check out the main compliance details regarding Flexible Spending Accounts, Health Savings Accounts, and Health Reimbursement Arrangements. More info available under our 'Benefits Services' page.

This week is National Child Passenger Safety Awareness Week. We recommend taking time to review the safety and wellbeing of your children and your car safety procedures. Protect the ones you love not only this week, but every week!