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Know Your Insurance

Know Your Insurance

How to Lower Personal Risk Perception for Insurance

Wednesday, May 21, 2025

The article attached explains how personal risk perception—how insurance carriers view your risk level—affects the premiums you pay for different types of insurance (home, auto, and life). It outlines practical strategies to help reduce your perceived risk and secure better insurance rates.

Construction Industry Trends to Watch in 2025

Construction Industry Trends to Watch in 2025

Trends in Construction for 2025

Monday, January 20, 2025

In 2025, construction and related industries face rising costs from inflation, labor shortages, and supply chain disruptions. Legal risks are increasing due to stricter safety regulations and contract disputes. Insurance claims are impacted by costly "nuclear verdicts" and defect disputes. Environmental challenges, such as extreme weather and heat, further strain operations. To mitigate these risks, businesses should strengthen financial planning, stay legally compliant, invest in safety and tech, and improve disaster preparedness.

Categories: General
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