Social Security benefits make up a big part of a majority of seniors’ incomes. In fact, according to the Social Security Administration (SSA), 64 percent of “aged beneficiaries” received at least half of their income from Social Security in 2013. Whether you’re still decades away from joining these retirees or have already collected your final paycheck, here are a few ways to increase those benefits.

Identity theft is increasing dramatically in the U.S. today. According to the Federal Trade Commission (FTC), consumers reported more than 490,000 incidents in 2015, a startling 47 percent increase over the prior year’s number of reported identity theft crimes. While identity theft can happen to anyone, certain activities—such as posting personal information on the Internet or losing your wallet—can increase your risks. Improper disposal of paper documents can also be an issue.

Every business owner knows it’s important to give his or her employees feedback regularly. In fact, doing so can reduce turnover rates, increase engagement, improve productivity and motivate workers to do a better job. However, not all employers recognize the importance of soliciting feedback from their employees, even though the benefits of doing so are much the same.

Most workers expect to receive Social Security benefits when they retire—and if they’ve earned at least 40 Social Security credits during their career, they will. What they may not expect is the additional benefit their spouse can receive as a result. Consider these often surprising facts about the lesser-known social security spousal benefit program.

Life expectancy is increasing, Social Security benefits are shrinking, and a recent study shows that 54 percent of Americans have too little saved to ensure an adequate income stream after they collect their last paycheck. Given these facts, you’d expect more of your workers’ New Year’s resolutions to focus on retirement—but that’s not the case.