A 2014 survey of business leaders found that 71 percent prefer to develop their current employees’ skills and then move them into more-senior rolls versus hiring an external candidate for the same position. There are many reasons why this is so, from performance to improving morale and reducing turnover.

According to the Centers for Disease Control and Prevention (CDC), motor vehicle injuries are the leading cause of death among children in the United States. In 2013, 638 children ages 12 and younger died in motor vehicle crashes. Another 127,250 were injured.

When you’re planning for retirement, it’s easy to get caught up in saving for all the fun things—like travel and spending time with family—that you have to look forward to. Unfortunately, this distraction can lead to forgetting other essential expenses that could end up taking a big bite of your retirement budget. Whether you’ve created your own retirement plan or are working with a professional, make sure you’ve accounted for these costs.

Americans are notoriously bad at taking vacations. According to a study commissioned by Project: Time Off, 55 percent of workers had unused vacation days in 2015. This was equal to 658 million days, of which 222 million could not be rolled over or paid out in any way. While that might sound like good news for the employers who didn’t have to work around their employees’ time off or pay for the unused vacation days, constant work without adequate downtime can actually lead to higher stress and lower productivity. And a workforce suffering from either of those is not healthy for your bottom line.

My how time flies. It feels like only last week you were graduating from high school. Yesterday you were starting your first career. Now you’ve arrived at middle age, and retirement will be here in the blink of an eye. Whether or not that thought causes feelings of elation or panic has a lot to do with your current retirement savings.