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Work Comp Insights

Workers' Compensation Benefits Overview

Monday, June 2, 2025

This document outlines the key benefits provided by workers’ compensation insurance when employees are injured on the job or suffer occupational diseases. The main benefits include:

  • Medical benefits: Covers necessary medical treatments for work-related injuries.

  • Disability benefits: Provides wage replacement (temporary or permanent) for employees unable to work due to injury.

  • Vocational rehabilitation: Assists employees in returning to work through job training and placement if they can't return to their previous role.

  • Death and dependency benefits: Offers compensation and funeral expense coverage for families of employees who die from work-related incidents.

It also emphasizes the importance for employers to understand these benefits to manage claims effectively and reduce costs.

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