This document outlines the key benefits provided by workers’ compensation insurance when employees are injured on the job or suffer occupational diseases. The main benefits include:

• Medical benefits: Covers necessary medical treatments for work-related injuries.

• Disability benefits: Provides wage replacement (temporary or permanent) for employees unable to work due to injury.

• Vocational rehabilitation: Assists employees in returning to work through job training and placement if they can't return to their previous role.

• Death and dependency benefits: Offers compensation and funeral expense coverage for families of employees who die from work-related incidents.

It also emphasizes the importance for employers to understand these benefits to manage claims effectively and reduce costs.