Facebook, Instagram, Pinterest, Twitter—you may already use these social media websites in your personal life to connect with friends, share photos with family, and follow the exploits of celebrities and politicians. But are you using them in your business? If not, you may be missing out.

Workplace wellness programs are about more than lowering your employees’ blood pressure and helping them reduce stress. In addition to those (and other) health-improving benefits, an effective wellness program can minimize insurance costs, reduce sick days and time away from work, and even increase morale and productivity. Of course, the key word here is “effective.” Whether you have a program in place or are just beginning to construct one, you may want to steal these ideas other company’s swear by.

Do you believe everything you hear about insurance when talking to fellow business owners? If so, you’ve probably been privy to—and maybe even regard as true—a few small business insurance misconceptions. Consider the following common mistaken beliefs to avoid.

Many small business owners are under the mistaken impression that their business insurance policies will cover them for damages arising from floods. This is not correct. Just like residential flood insurance, commercial flood coverage must be purchased separately, in a dedicated policy.

Workplace wellness programs are benefits that employers offer voluntarily or mandatorily to their employees to promote wellness and fitness. Employees benefit from these programs that encourage employees to quit their unhealthy habits such as drinking and smoking and take up exercise.