Should employers concern themselves with the wellness of their workers? If employers want to spend less for health care costs, the answer is yes. This claim is based on many studies on big companies that adopt a wellness plan.

More and more employees are worrying about their financial situation. This, according to the American Psychological Association, comes at levels that are higher than what is deemed acceptable. Younger people, parents, and those living on an income of less than $50,000 experience the most financial stress. If the describes your employees — then it’s something you should be concerned about as it affects your bottom line.

More and more employees are worrying about their financial situation. This, according to the American Psychological Association, comes at levels that are higher than what is deemed acceptable. Younger people, parents, and those living on an income of less than $50,000 experience the most financial stress. If the describes your employees — then it’s something you should be concerned about as it affects your bottom line.

It’s no secret that America’s workers are busy. Between family obligations (like sick kids or ailing parents) and necessary errands (like annual physicals and renewing driver’s licenses at the DMV), few can dedicate paid days off to real vacation time. Fortunately, some companies have found a way to remedy this situation. They call their solution “unlimited PTO,” and it combines paid sick days and personal/vacation days under one “paid time off” umbrella for employees to utilize at their own discretion.

Without Social Security benefits, millions of Americans—from retirees and disabled adults to the families of retired, disabled or deceased workers—would lack economic security. The program paid monthly benefits to 57 million people in 2013, funded by the Social Security taxes paid by 158 million. Social Security benefits account for 38 percent of the annual income of U.S. elderly according to the Social Security Administration.