A 2012 study conducted by Aflac, the largest provider of supplemental insurance in the U.S., found that many of today’s workers value workplace wellness efforts. In fact, 28 percent stated that company-sponsored tools to improve health and lifestyle yield greater job satisfaction. Other research has provided statistics on workplace wellness benefits for employers. One analysis of multiple published studies found workplace wellness programs result in an average 28 percent reduction in sick days. They also reduced health costs by 26 percent and workers’ compensation claims by 30 percent.

Winston Churchill, former U.K. Prime Minister, once said, “There is no such thing as a good tax.” Whether you agree with him or not, it is probably safe to say that you’d like to minimize the amount of taxes you pay—in any form—if at all possible. While it’s too late to make changes that will reduce the amount of income tax you’re going to pay on earnings from 2014, you can begin taking steps now that will minimize your 2015 tax burden.

Running a business—whether large or small—comes with a lot of responsibilities. Not least among them is the duty to deal correctly with payroll taxes—from withholding federal and state income taxes when paying employees to contributing your share of FICA and ensuring unemployment taxes are paid. Unfortunately, it’s rather easy to make mistakes, and the penalties for missteps can be quite great. Here are a few of the most common payroll tax errors you should avoid.

When you think of employee “wellbeing,” what comes to mind? Many employers associate the word with physical health, i.e. how many sick days their employees take, how much they have to pay for their healthcare, and how both of those factors impact the bottom line. But wellbeing actually encompasses a whole lot more. According to Dictionary.com, it means “A good or satisfactory condition of existence; a state characterized by health, happiness and prosperity.”

What do financial advisors have in common with football coaches? They are both adept at formulating strategies to reach a desired objective: in the first case, building and protecting wealth, and in the second, scoring the winning touchdown. They also know how to think on their feet, adjusting to ever-shifting circumstances to keep their plan on track. This is something every investor needs to do as well—particularly when dealing with life-changing events.