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Trick or Treat: 5 Insurance Surprises You’ll Want to Avoid

Friday, October 24, 2025

Trick or Treat: 5 Insurance Surprises You’ll Want to Avoid

With a few simple steps, you can replace uncertainty with peace of mind:

  1. Review Your Coverage: Check your insurance every year or two to make sure it still fits your life changes—like moving, new family members, or a job change.

  2. Start Small: Little steps matter. Open a Health Savings Account or add renters insurance—small investments that build long-term protection.

  3. Build an Emergency Fund: Aim for three to six months of expenses, but even $500 can make a big difference when life throws a curveball.

  4. Update Beneficiaries: After big life events, review who’s listed on your policies to make sure your benefits go to the right people.

  5. Ask Questions: Don’t stay in the dark—talk to your insurance advisor. The right guidance often costs less than you think.

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