Remote employees are increasingly common in today’s businesses. According to a New York Times article published last year, the number of remote workers—which includes full-time telecommuters, self-employed freelancers, and other professionals whose work is traditionally done outside an office—could presently be as high as 30 percent of the American workforce.

The difference between being a leader and a boss is more than simply the word someone uses to describe a supervisor. Employees perceive a leader and a boss in completely different ways, and leaders are far more effective than mere bosses, who often appear stuck in the 1950s, although they may view themselves as progressive.

Most business managers and owners are well aware of the threat of loss from outsiders, and use a variety of methods to reduce this risk. From locks on the doors, to security guards and dogs, to complex electronic burglar alarm systems, many preventative steps are taken.

Whether you’re a small business, medium-sized organization or non-profit group, one thing is for certain: there are numerous fraudsters—both online and off—who would be happy to relieve you of your money. Fraud directed towards small businesses is so common, in fact, that the Federal Trade Commission (FTC) has produced a free booklet (available for order here) outlining the most common tactics. The following scams are included.

Seasonal and temporary workers have always been common in industries such as manufacturing, construction, landscaping and retail. However, since the recession, more employers—including those who traditionally employed permanent professionals—have turned to temps and contract workers to satisfy their staffing needs.